Lecturer
Faculty of Business & Economics
Tamadher Hilal Hamed Al Maskari is a law academic and researcher at the Modern College of Business and Science (MCBS), Sultanate of Oman. Her academic and professional interests focus on Omani law, commercial and business law, consumer protection, contract law, banking law, employment and labour law, competition law, and comparative legal studies.
She is completing her doctoral research in Law at Taylor’s University, Malaysia. Her doctoral research examines the legal characterisation and regulation of consumer banking contracts as contracts of adhesion in the Sultanate of Oman, with particular emphasis on the imbalance of bargaining power between financial institutions and consumers, unfair contractual terms, judicial control, and the adequacy of existing consumer protection mechanisms. The research adopts a comparative approach, drawing on developments in French law and the law of California to evaluate possible reforms within the Omani legal framework.
At MCBS, she teaches and contributes to courses in Competition and Consumer Law, Employment and Labour Law, Legal Environment of Business, and English–Arabic Legal Translation. Her teaching approach integrates doctrinal legal analysis with practical case studies and contemporary legal developments, with particular attention to the Omani legislative and regulatory environment.
Her broader scholarly interests include the development of Omani commercial legislation, consumer rights and protection, contractual fairness, adhesion contracts, banking and financial regulation, employment and labour relations, dispute resolution, and the interaction between national legislation and comparative legal standards.
She is also actively engaged in academic research, legal writing, curriculum-related activities, and the development of accessible professional legal resources addressing contemporary issues in Omani law.
Areas of Research
- Omani Commercial and Business Law
- Consumer Protection Law
- Consumer Banking and Financial Regulation
- Contracts of Adhesion
- Contract Law and Unfair Contract Terms
- Comparative Contract Law
- Banking Law
- Competition Law
- Employment and Labour Law
- Legal Protection of Consumers
- Dispute Resolution and Judicial Control
- Comparative Legal Studies
- Legal Translation and Bilingual Legal Communication
Education
PhD in Law – Taylor’s University, Malaysia
Doctoral Research
Thesis: Considering Consumer Banking Contracts as Contracts of Adhesion in the Sultanate of Oman: A Comparative Analysis
The research investigates whether consumer banking contracts in Oman possess the characteristics of contracts of adhesion and examines the adequacy of the existing Omani legal framework in protecting consumers from unfair contractual practices. The study incorporates doctrinal, comparative and qualitative empirical research, including expert interviews in Oman.
Experience Summary
Modern College of Business and Science (MCBS), Muscat, Sultanate of Oman
Lecturer – Law
- Teach undergraduate courses relating to commercial, business, consumer, competition and employment law.
- Develop and deliver lectures, tutorials, case studies and assessment materials.
- Prepare examinations and assessment activities incorporating descriptive, short-answer and legal case-analysis components.
- Integrate Omani legislation and contemporary legal developments into teaching and learning activities.
- Contribute to curriculum development and academic activities within the Faculty of Business & Economics.
- Engage in scholarly research and academic writing in areas of Omani and comparative law.
- Support students in developing legal research, analytical reasoning and legal writing skills.
Selected Legal and Research Topics
Her current scholarly work addresses the development of legal protection within Oman’s rapidly evolving commercial and regulatory environment, particularly the relationship between private contractual freedom and statutory protection.
Key areas include:
Consumer Banking → Contractual Fairness → Adhesion Contracts → Unfair Terms → Judicial Control → Consumer Protection → Comparative Legal Reform
Her comparative research draws particularly on the French Civil Code and the Californian doctrine of unconscionability as reference points for evaluating possible developments in Omani contract and consumer law.